No Annual Fee on $395 Citibank Signature Credit Card

It has been a few years since they last did it but Citibank is offering their $395 Visa Signature credit card waiving the annual fee completely if you apply through the Family and Friends link. The card is only available for those that are earning $75,000 or more and includes an earn rate of 1.5 Citibank reward points per $1 spend. It also includes two entries into various airport lounges every year with a free Priority Pass card and

• Complimentary Interstate Flight Inconvenience
• Complimentary International Travel Insurance
• Complimentary Transit Accident Insurance
• Complimentary Purchase Cover Insurance (defects, damage or theft etc with $100 excess)
• Complimentary Extended Warranty Insurance
• Complimentary Guaranteed Pricing Scheme (if product price changes by $75 or more, maximum claimable $500 per item, within 60 days of original purchase).

Details of the insurance can be found here.